BACKED BY POPULAR MARUTI, EVERY STEP OF THE WAY
SINGLE POINT OF CONTACT
One dedicated point of contact from purchase to claims, handled by Popular Maruti.
CASHLESS REPAIRS ACROSS NETWORK
Access cashless repairs at authorised workshops across our wide network in Kerala and South India, helping reduce upfront costs during unexpected situations.
ZERO DEPRECIATION COVER
Reduce out-of-pocket expenses with zero depreciation cover on parts during claims.
SINGLE POINT OF CONTACT
One dedicated point of contact from purchase to claims, handled by Popular Maruti.
CASHLESS REPAIRS ACROSS NETWORK
Access cashless repairs at authorised workshops across our wide network in Kerala and South India, helping reduce upfront costs during unexpected situations.
ZERO DEPRECIATION COVER
Reduce out-of-pocket expenses with zero depreciation cover on parts during claims.
TYPES OF CAR INSURANCE
Understand different types of car insurance and choose the cover that fits your driving needs.
THIRD PARTY CAR INSURANCE
A basic liability car insurance required under the Motor Vehicles Act, covering third-party damages, injuries, or death, along with personal accident cover for the owner-driver.
- Third-Party Liability Cover: Covers damage, injury, or death caused to a third party.
- Legal Requirement: Mandatory for driving on Indian roads.
- No Own Damage Cover: Does not cover damage to your own vehicle.
- No Theft or Disaster Cover: Does not include protection against theft or natural disasters.
COMPREHENSIVE CAR INSURANCE
Comprehensive car insurance covers both third-party liabilities and damage to your own vehicle, protecting you against accidents, theft, fire, and natural disasters.
- Third-Party Liability Cover: Covers damage, injury, or death caused to a third party.
- Own Damage Cover: Protects your vehicle against accidents and collision-related damage.
- Man-Made Damage Cover: Includes protection against theft, riots, vandalism, and other man-made risks.
- Natural Calamity Cover: Covers damage due to floods, earthquakes, storms, and other natural events.
WHY INSURE WITH POPULAR MARUTI?
Get complete support for your car insurance, from buying and renewing to handling claims, all through Popular Maruti.
CAR INSURANCE ADD-ONS
Enhance your policy with car insurance add-ons like zero depreciation car insurance, engine protect in car insurance, and return to invoice in car insurance, designed to improve claim value and reduce out-of-pocket costs.
ZERO DEPRECIATION
Get full claim value with zero depreciation car insurance, without deduction on parts.
ENGINE PROTECTION
Protect your engine from damage caused by water ingress and oil leakage, helping avoid unexpected repair costs.
RETURN TO INVOICE
Cover your car with return to invoice to receive the full invoice value in case of total loss or theft.
KEY PROTECTION
Protect against the cost of key replacement if your car keys are lost, stolen, or damaged.
CONSUMABLES COVER
Covers the cost of consumables like engine oil, coolant, nuts, and bolts during repairs.
ROADSIDE ASSISTANCE
24/7 emergency support, including towing, battery jump-start, and flat tyre assistance.
WHAT IS COVERED & WHAT IS NOT
Understand what your car insurance covers and what it does not.
SELF-IGNITION
Damage caused by internal fire or self-ignition within the vehicle.
ACTS OF TERROR
Damage caused by acts of terrorism or related incidents.
GEOGRAPHIC LIMITS
Use of the vehicle outside the specified geographic limits of the policy.
COMMERCIAL & COMPETITIVE USE
Use of the vehicle for commercial purposes, racing, or competitive activities.
NUCLEAR RISKS
Damage arising from nuclear risks or radioactive contamination.
FACTORS THAT AFFECT YOUR CAR INSURANCE PREMIUM
Your car insurance premium depends on factors like your vehicle details, coverage choices, and associated risk, with options to customise your policy based on your needs.
HOW IS THE SUM INSURED CALCULATED?
The Sum Insured, also known as the Insured Declared Value (IDV), is determined based on the manufacturer’s listed selling price of the vehicle after depreciation.
FOR OWN DAMAGE COVER
The insurance amount is based on the vehicle’s IDV, which reflects its current value after depreciation. Accessories may also be considered while calculating the IDV.
FOR THIRD-PARTY COVER
Third-party liability insurance is mandatory under the Motor Vehicles Act, 1988, and covers damage, injury, or death caused to a third party.
WHAT IS A NO-CLAIM BONUS (NCB)?
A no-claim bonus in car insurance is a discount offered by insurers for not making any claims during the previous policy period. It is applied on the own damage premium at the time of renewal.
Enjoy a discount of up to 50% for every consecutive year that you remain claim-free!
NCB cannot be transferred from a private vehicle policy to a commercial vehicle policy.
NCB can be transferred to a new policy if the owner purchases another vehicle in the same category.
CAR INSURANCE RENEWAL MADE SIMPLE
Renew your car insurance policy quickly with Popular Maruti. Choose from online options or dealership support to complete your car insurance renewal.
ENQUIRE
Explore car insurance renewal options online and get assistance based on your policy and coverage needs.
VISIT DEALERSHIP
Visit a Popular Maruti showroom for support with your Maruti car insurance renewal and policy updates.
ONLINE RENEWAL
Complete your car insurance policy renewal through a quick and secure online process.
Frequently Asked Questions
Popular Maruti offers Maruti Suzuki Insurance with access to multiple insurers, cashless repairs at authorised workshops, and end-to-end support from purchase to claims.
TRUST POPULAR MARUTI FOR YOUR CAR INSURANCE
Get expert support, cashless repairs at authorised centres, and a smoother claims experience.
TRUST POPULAR MARUTI FOR YOUR CAR INSURANCE
Get expert support, cashless repairs at authorised centres, and a smoother claims experience.